Alternative ways to spend your money

Alternative ways to spend your money

Here are some things you might consider before spending your next salary in the things that can depreciate in Value over a couple of months.

1. Mutual Funds - Mutual Funds are investments that are attainable by young professionals like me and you. There are a lot of Mutual funds out there to choose. Just choose your favorite bank and inquire about their Mutual Funds. Minimum investments for Mutual Funds are Php. 10,000 pesos.
2. Online Stock Brokerage - Did you know that you can be a part owner of Ayala land, San Miguel Corp. or any other top companies in the Philippines in just under Php 10,000. I would recommend you to try BPI trade or RCBC Sec.
3. Inspirational Books and other books for Self Improvement - It's time to put that reading skills that you have learned from school to good use. I know you can read so read something that is useful to your life. Instead of reading gossips and other people's life on facebook. Learn how to improve yourself by reading books that can help you. I suggest you pick books that interests you and I will assure you will be asking for more.
4.Budget for your Physical Health - You should invest in your Body health because once you are not healthy you won't be able to work and without work will equals to no salary and no salary will lead you to facebook because you won't be able to pay your monthly payment for your internet and I know that is the most precious thing in your life. You should exercise once a week even if you are "busy" (or just lazy to go out during the weekend to exercise). Common excuse for people is that they don't have time. Well I suggest you better make some time because you have been fat for quite some time already.


These are my suggestions if you are already too comfortable with your life. Don't do this because this will take away your budget for your gadgets and other important things in your life but if you would like a long term benefit you can apply this steps.

Kaizen

Kaizen - Japanese word for Continous Improvement. We should apply this to our lives or in our business to be successful.If we are too comfortable in our lives and we tend not to improve ourselves that is the time it becomes dangerous. Too much comfort can lead to laziness and unproductivity. We must think of ways to improve our lives each and everyday. This is how top athletes think and they do not let themselves be contented in their last performance whether they lose it or won the game they still think of things where they should be improving. This is how we should do in our lives also. When we are weak at something we must enhance it and learn how to make yourself better.

Cellphones or Computer are not the only thing that becomes obselete, humans too. Just Imagine if you have a brain like a cavemen how will you be able to live on to this world surrounded by Computers and Smartphones (don't let your phone be smarter than you). So the thing that you must do is to learn how it works and how you can use it as an advantage in your life.
Here are some tips to help you get started
1. Read Books - Buy books that you are interested in learning. Don't limit yourself to the things the you already know.
2. Give yourself a SWOT Analysis ( just type Swot analysis on google and you will see how it is done)
3. Once you have done your SWOT Analysis Learn how to enhance your streght and how to improve your weakness.
4. Once you are Satisfied with the Result repeat the Process. Remember you must keep on improving

As Heraclitus says "Change is the only Constant in life" if you do not change for the better, you will be left out.