Alternative ways to spend your money

Alternative ways to spend your money

Here are some things you might consider before spending your next salary in the things that can depreciate in Value over a couple of months.

1. Mutual Funds - Mutual Funds are investments that are attainable by young professionals like me and you. There are a lot of Mutual funds out there to choose. Just choose your favorite bank and inquire about their Mutual Funds. Minimum investments for Mutual Funds are Php. 10,000 pesos.
2. Online Stock Brokerage - Did you know that you can be a part owner of Ayala land, San Miguel Corp. or any other top companies in the Philippines in just under Php 10,000. I would recommend you to try BPI trade or RCBC Sec.
3. Inspirational Books and other books for Self Improvement - It's time to put that reading skills that you have learned from school to good use. I know you can read so read something that is useful to your life. Instead of reading gossips and other people's life on facebook. Learn how to improve yourself by reading books that can help you. I suggest you pick books that interests you and I will assure you will be asking for more.
4.Budget for your Physical Health - You should invest in your Body health because once you are not healthy you won't be able to work and without work will equals to no salary and no salary will lead you to facebook because you won't be able to pay your monthly payment for your internet and I know that is the most precious thing in your life. You should exercise once a week even if you are "busy" (or just lazy to go out during the weekend to exercise). Common excuse for people is that they don't have time. Well I suggest you better make some time because you have been fat for quite some time already.


These are my suggestions if you are already too comfortable with your life. Don't do this because this will take away your budget for your gadgets and other important things in your life but if you would like a long term benefit you can apply this steps.